Class Action Settlements You Can Claim in 2026: $50-$25,000 Open Right Now (Before Deadlines Close)

Class Action Settlements You Can Claim in 2026: $50-$25,000 Open Right Now (Before Deadlines Close)

Right now, there's money sitting on the table. Real money. Thousands of class action settlements are open and accepting claims through spring 2026, and most people don't even know about them.

We're talking $50 to $25,000 in payouts for things like data breaches, hidden fees, subscription charges, defective products, and false advertising. The catch? You have to claim it before the deadline closes. And some of those deadlines are coming up fast.

This isn't free money falling from the sky. It's money that companies were forced to set aside because they broke the law or violated consumer protection rules. It's yours if you were affected. You just have to know where to look and act before it's gone.

Written by the BON Credit Team | Last updated: March 2026

What Are Class Action Settlements and Where Does This Money Come From?

A class action lawsuit happens when a group of people claims a company wronged them in the same way. Maybe they all got charged for something they didn't authorize. Maybe their data was stolen. Maybe a product didn't work as advertised.

When the plaintiffs win (or settle), the company has to pay money to everyone who was affected. That's where settlements come from. The CFPB (Consumer Financial Protection Bureau) oversees financial settlements, and courts handle the rest.

The important thing to know: this money is not taxable income. It's compensation for being wronged, not a prize you won. And if you don't claim it, the company often gets to keep it. That's an incentive to file.

Why Are These Settlements Happening Right Now?

Companies settle for a few reasons:

• Data breaches: Hackers stole customer information (credit card numbers, Social Security numbers, addresses)
• Billing fraud: Unauthorized charges, hidden fees, or hard-to-cancel subscriptions
• False advertising: Products claimed to do something they don't actually do
• Privacy violations: Companies tracked people without consent
• Defective products: Items that don't work or contain dangerous materials
• Telemarketing violations: Robocalls or texts sent against Do Not Call rules

Open Settlements with March 2026 Deadlines (Claim Before It's Too Late)

Wells Fargo Subscription Billing Settlement (Deadline: March 4, 2026)

What happened: Wells Fargo charged customers for add-on services (like overdraft protection, credit monitoring, identity theft protection) without properly requesting authorization.

What you get: $20-$45+ depending on whether you have proof of charges. The settlement fund is $285 million.

Who qualifies: Anyone who had a Wells Fargo account and was charged for these add-ons between specific dates.

How to claim: Visit the official Wells Fargo settlement website and submit a claim form (deadline March 4, 2026 is approaching fast).

Nelnet Data Breach Settlement (Deadline: March 4, 2026)

What happened: Nelnet (a student loan servicer) suffered a data breach in August 2022 that exposed personal information including names, Social Security numbers, and bank account details.

What you get: Cash payouts from a $10 million settlement fund. The amount depends on what information was compromised and how many claims are filed.

Who qualifies: Anyone whose personal information was exposed in the breach.

How to claim: File a claim before March 4, 2026. No proof of loss is required; just provide evidence you were in their system during the breach window.

Grubhub Food Delivery Settlement (Deadline: March 4, 2026)

What happened: Grubhub listed restaurants on its platform without their permission and without a contract between them.

What you get: Minimum $50 per claim. Businesses get more if they can prove damages.

Who qualifies: Restaurant owners whose names, logos, or menus were used by Grubhub without authorization between January 1, 2019, and April 30, 2024.

How to claim: Restaurant owners need to file before March 4, 2026.

Michael Kors Outlet Pricing Settlement (Deadline: March 6, 2026)

What happened: Michael Kors outlet stores used deceptive "compare at" pricing (showing inflated original prices to make discounts look bigger).

What you get: $30 merchandise certificate per claim. No receipt required.

Who qualifies: Anyone who bought items at Michael Kors outlet stores where this pricing was used.

How to claim: Submit a claim before March 6, 2026. Easiest settlement on this list because no proof is needed.

Bayer Antifungal Spray Recall Settlement (Lotrimin/Tinactin) (Deadline: March 12, 2026)

What happened: Certain spray antifungal products were recalled due to benzene contamination (a known carcinogen).

What you get: $7 per product without proof, or full refund if you have the receipt. The settlement is $21 million.

Who qualifies: Anyone who bought affected Lotrimin or Tinactin spray products.

How to claim: File before March 12, 2026. If you have the receipt, you can get a full refund instead of just $7.

Nationwide Robocalls Settlement (Deadline: March 21, 2026)

What happened: Nationwide sent prerecorded robocalls to people about pet insurance renewals despite the fact that many recipients never requested contact or were on Do Not Call lists.

What you get: Up to $17.50 per claim (depending on how many total claims are filed).

Who qualifies: Anyone who received unsolicited robocalls from Nationwide regarding pet insurance since January 6, 2021.

How to claim: File before March 21, 2026. This is a no-proof settlement.

Belkin Power Bank Settlement (Deadline: March 30, 2026)

What happened: Belkin sold power banks that had performance issues or defects.

What you get: $5 voucher or $2 cash per claim.

Who qualifies: Anyone who purchased a Belkin power bank during the class period.

How to claim: File before March 30, 2026.

Settlements with April and May 2026 Deadlines

If you missed the March deadlines, don't worry. More settlements are still open:

• GameSpot IP Address Tracking (April 16, 2026): California residents whose IP addresses were tracked on gamespot.com get varying payouts. No proof needed.
• Liberty Mutual and Safeco UIM Coverage (April 30, 2026): Up to $25,000 for people denied underinsured motorist coverage.
• SiriusXM Telemarketing Calls (May 11, 2026): Received calls after requesting to be removed or after Do Not Call opt-out? Claim it.
• Cadence Bank Data Breach (June 4, 2026): Up to $12,500 for documented losses from the 2022 breach, or $100 cash payment plus two years of credit monitoring.
• Christian Dior Data Breach (May 25, 2026): Up to $1,500 for documented losses or $100 if your Social Security number was exposed.

How to Claim and What You Need

Step 1: Verify You Qualify

Read the settlement details carefully. Most will tell you exactly what qualifies. For instance, the Wells Fargo settlement only applies if you had specific account types.

Step 2: Gather Proof (If Required)

Some settlements require no proof at all. Others ask for:

• Receipts or proof of purchase
• Account statements showing charges
• Credit card or bank statements
• Your name and account number (if you were a customer)

Keep these organized. Many settlements have online portals where you can upload documents directly.

Step 3: File the Claim Form

Each settlement has its own website and claim process. You can't just file one form for all settlements. You have to do each one separately.

• Visit the settlement website (usually clearly marked in news about the case)
• Fill out the claim form (takes 10-15 minutes per settlement)
• Submit your proof if required
• Keep a copy of your confirmation

Step 4: Wait for Payment

Most settlements process claims within 2-6 months after the deadline closes. You'll get a check or electronic payment. If you provided an email, you'll get a notice when your payment is sent.

How to Find Even More Open Settlements

There are hundreds of open settlements at any given time. To find ones beyond what we've listed here:

• Top Class Actions (topclassactions.com): Comprehensive database of open and upcoming settlements with deadlines.
• ClassAction.org: Official settlement tracking site.
• Claim Depot (claimdepot.com): Searchable database organized by deadline date.
• Federal Trade Commission (ftc.gov): FTC tracks and posts about major settlements affecting consumers.

Pro tip: Set reminders for deadlines. If a settlement gives you $100 but you miss the deadline by one day, that money goes back to the company. It's worth 10 minutes to file before the cutoff.

This Money Adds Up: How to Actually Have More Money

Filing 3-5 class action claims could net you $200-$500. That's a car payment. A month of groceries. Real money in your pocket, today.

But settlements are just one way to reclaim money you're losing. There's also:

• Negotiating bills (phone, internet, insurance) - save $20-$100/month
• Cancelling unused subscriptions - save $50-$200/month
• Using a balance transfer card to cut credit card interest - save $500-$2,000
• Negotiating a raise - add $3,000-$10,000/year

Class action settlements are just the beginning. BON Credit helps you find money everywhere: unclaimed refunds, lower interest rates, better savings accounts, and more. It's all free.

Frequently Asked Questions

Can someone else file a claim for me?

No. You must file claims yourself, under penalty of perjury. No one can submit a claim on your behalf.

Do I have to pay taxes on settlement money?

No. Settlement compensation is not taxable income. It's reimbursement for being wronged, not income earned.

What if I don't have proof of purchase?

Many settlements allow claims without proof. You'll get less money (like $20 instead of $50), but you can still claim. Some don't require any proof at all.

How much can I expect to get?

It varies wildly. Small settlements might pay $5-$30 per claim. Large ones (like data breaches with few claimants) can pay $500-$25,000. The exact amount depends on how many people claim and what the total fund is.

When will I get paid?

Usually 2-6 months after the deadline closes. Some settlements take longer if there are legal appeals. You'll get notified via email.

What if I miss the deadline?

You lose the money. It goes back to the company or to cy pres programs (charitable donations). Set phone reminders for the deadlines listed here.

The Bottom Line

You've already been wronged by these companies. The settlements exist because of that. Taking 10 minutes to file a claim is taking back what's yours.

The deadlines are real and they're coming fast. March 4, 6, 12, and 21 are here. File before they close.

And while you're taking control of your money, check out BON Credit (it's free). We help you find money everywhere: better credit scores that lower your interest rates, bills you can negotiate down, subscriptions you can cancel, and yes, settlements you can claim. Your money is out there. Let's go get it.