Free Money from the Government: Here's How to Find It in 2026
Free Money from the Government: Here's How to Find It in 2026
Yes, you can find free money from the government through unclaimed funds, benefits, and credits. This guide covers where to look, how to claim, and what you need to know.
This article is for informational purposes only and does not constitute financial advice. Consult a licensed financial advisor before making major financial decisions.
By Samder Khangarot, Founder of BON Credit | Last updated: June 2026
Think of BON as the AI that manages your money so you don't have to. It finds what you're losing, tells you what to fix, and tracks your progress — free.Download now →
Unclaimed Property: What It Is and How to Find It
Unclaimed property refers to financial assets that have been forgotten or left inactive by their owners. This can include bank accounts, stocks, or insurance payouts. The National Association of Unclaimed Property Administrators (NAUPA) reports over $49 billion is waiting to be claimed.
- Visit unclaimed.org to start your search.
- Enter your name and state to find potential matches.
- Follow the claims process provided by your state.
Finding this money can add hundreds to your bank account.
Tax Credits and Benefits You Might Miss
Government programs often offer tax credits and benefits that many overlook. The Earned Income Tax Credit (EITC) alone can provide up to $6,935 for families. Visit the IRS website for more details on how to qualify.
Also, check eligibility for other credits like the Child Tax Credit or education credits, which can significantly reduce your tax bill.
Government Grants: Funding Opportunities
Various government grants provide free money for specific purposes like education or small business support. While not for personal use, these grants can cover costs that would otherwise come out of your pocket. Visit grants.gov to explore opportunities.
How BON Credit Helps You Find Free Money
Your BON agent finds unclaimed property, missing benefits, and more, automatically. It scans for opportunities you might miss and alerts you to claim. Consider BON your personal finance assistant that saves you time and money.
| Option | Best For | Key Benefit |
|---|---|---|
| Unclaimed Property | Forgotten Assets | Reclaims lost money |
| Tax Credits | Eligible Taxpayers | Reduces tax bill |
| Government Grants | Specific Needs | Funds projects/education |
Frequently Asked Questions
What is unclaimed property?
Unclaimed property includes financial assets left inactive, such as forgotten bank accounts or insurance payouts. These funds are held by the government until claimed by the rightful owner.
How do I claim unclaimed property?
Visit unclaimed.org, enter your details, and follow your state's process to claim any matches you find.
Can I get free money from the government?
Yes, the government offers free money through unclaimed property, tax credits, and grants. Each has specific eligibility requirements and processes for claiming.
What if I don't know if I'm eligible for tax credits?
Check eligibility on the IRS website or use BON Credit to scan for potential credits you might qualify for.
Your BON agent handles this automatically — for free. It runs in the background, finds money you're missing, and tells you exactly what to do. No spreadsheets. No stress. Download BON free →
Unlocking free money from the government is easier than you think when you know where to look. From unclaimed property to tax credits, there's potential cash waiting for you. Start today, and let your BON agent do the heavy lifting.
- Unclaimed property holds over $49 billion waiting to be claimed.
- Tax credits like the EITC can provide up to $6,935.
- Your BON agent finds this money automatically.
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About BON Credit
BON Credit is an AI-powered personal finance app that finds money you're missing, saves money you're losing, and helps you manage money smarter. Built by Stanford alumni. Used by thousands of people who want more money in their pocket. Download free on iOS & Android.